Just read a great interview with the co-founder of GWRE, a P&C insurance software company. He talks about how difficult it was to build to business, and how once you surpass a certain level, you build very powerful barriers to entry. There is also a video at the end of the article https://community.intelligentfanatics.com/t/the-amazing-story-of-guidewire-software/2039
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To make money in stocks you must have the "the vision to see them, the courage to buy them and the patience to hold them". And patience is the rarest of the three. Thomas Phelps Categories
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